To give a little background, I invest through Acorns and Stash, have a 401k through work, 2 Roth IRA’s and life insurance and disability through another company.

Take $1 million and stash it someplace, because in the process of learning this, you are going to get separated from some cash. 

If its debt that does not bare interest, from a responsible perspective pay the debt off ASAP, but, from the "I gotta do what I gotta do to get my rear in gear" perspective, I would be stashing that capital to buy a property.

Im looking to buy another property between 80k and 140k but i only have $20k in the bank (that i can spend). my wife and i make about 200k a yr combined so ill have more cash coming in monthly. i put back about 800 a month to add to my stash. 

You're still young, so take your time with your stash of cash and just make sure you double and triple check the math before buying, it may be the biggest long term financial decision of your life.

So keep your bills current; stash some cash away; and keep up with ideas presented on here.  

Unless I'm overlooking something, you'd probably be better off stashing that money elsewhere (possibly an investment property). 

As you cost out this deal be realistic of the soft costs created by time.I would recommend having some contingency $ stashed even if you coordinate this all with OPM.

My first thought was that it could be some sort of a stash house.

Also, in part of my tenant screening, I want to make sure they have some money stashed away, which is why I ask how much they have in the bank, etc when applying.