Both are free services and the days of checks, money orders, stamps and envelopes are thankfully long gone.Congrats on your move!  

In time, the two of you will sit down and divide the marital assets and a judge look it over and stamp 'okay' on your agreement.

So I was going through Wal Mart and they had polo shirts on clearance for $3 each. 

The only real savings I've found so far is to have the fannie servicer buy the loan docs and do a mortgage modification to save on doc stamps (in Florida) at loan closing, but otherwise I'm just absorbing those costs from the construction loan.  

Yes, you can make money with vacation rentals homes, but you can also loose your shirt, especially with the distance.

You will lose your shirt on this. 204k mortgage is $975 per month pi. 1% for taxes- $2400 or $200 per month.

When would you say people lose their shirt in RE investing, when debt to equity ratios are to high or when their debt to cash reserve ratios are too high?

I have bought hundreds of properties at Sheriffs sale over the past 6 years and we have made a good profit and we have also lost our shirts on quite a few.

Use a wood or stone-grain look with a lot of pattern and stamped texture.

Seeing as how it's easy to lose your shirt in real estate I'm really hoping to go to a REIA to network and pick brains of experienced investors.Are people still doing REIA due to COVID?