I made a deal with my wife about a year ago that if we sacrificed some things we had already put off and she waited that extra year for another vehicle(the last one was on it's last legs), I'd get something nice for her, nothing new but nice and dependable.

Hi all -- I am looking to purchase my first rental property (yes, newbie).I'd love to gain recommendations of loan products that I could leverage in order to pay the 25% down without sacrificing credit/convential loan.

If the fact that a DOS clause is/would be invoked if the insurance policy changes, I would walk away before potentially diminishing or even sacrificing coverage by trying to " skirt" the correct way to insure the property.

She sacrificed her goals to help me attain mine, it seems like the right thing to do.

So think of it this way, to save on paying 2.75%, your sacrificing 12%, 15%, 17% returns. 

With 25k already saved up and saving 3k a month you can afford more than a 300k place, but you have to find the line you are good with between sacrificing living conditions and investing. 

Most are looking elsewhere for higher returns, but sacrificing appreciation for it.

When you buy a turnkey, you're sacrificing equity for convenience.

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