The idea would be to use 50% of the total credit line being offered, to be conservative, for a downpayment, principle, improvements, etc. 

These people just don't care.Best success I've had is shifting the location of the dumpster to be out of sight as possible.

Keep engaging with other investors, taking action and achieving everything you have your sights on.

This beginning learning process will be really crucial for you as you start to understand the basic principles of real estate investing and hone in on where you could have the greatest competitive advantage.

Then there is the principle of GIGO.

. ($133,500+closing costs [est 7,000]=$140,500/.75 [75% LTV]= $187,333).The second way the math will affect this deal is that HELOC payments are interest only and first mortgage loans pay principle and interest, in other words, they are amortizing and your payment may increase.

Gives them experience and the all important principle that work = money.  

As an investor in San Antonio's real estate market, I've found success in acquiring properties sight unseen at a discount.

These courses will give you a working knowledge of real estate principles, real estate finance and real estate law.

I am a lender (and investor) but as I lender I have seen countless times where newbie's buy sight unseen blindly trusting their "team" and they are burned.