@Levi Perl Since your single-member LLC (SMLLC) is a disregarded entity, all rental income or losses are reported directly on your personal tax return rather than at the LLC level.

@Erica King Sounds like this is more of a personal budgeting concern rather than a real estate one.

Required good credit, adequate reserves, full doc commercial loan with a personal guarantee.  

This is a very personal question that is difficult to answer. 

However, I'm short on cash (will be putting $20k of my personal money into this)  and I am exploring creative ways to source funds for the project.I’ve been quoted for a $100K HELOC on my primary residence with a 30/1m ARM at a 13.25% rate and APR, with an interest-only monthly payment of $1,016 and $3,825 in points.

In person is better than over the phone if possible, as I have been told by annoyed or lazy clerks "NO STR allowed" as that was the easy button to get me off the phone, or if they are anti STR. 

If you haven't connected with local people in your market there are several methods here.  

When structuring a deal, what might work for one person, may not work for the other.

For example, at the start, do you confirm if all persons in the house are aware of your presence, and do you ask if it is OK for you to open bedroom, bathroom and closet doors?

Personally, if I were to sell the stock, I would buy more property, not pay off the existing one.