The challenge with unsafe areas is (1) potentially higher cost of maintenance such as broken windows, etc. and (2) this is by no means meant to be discriminatory but anecdotally from people I've spoken to the challenging tenants tend to be at the lower price points.

But I find that most people want to invest in areas that are solid and that don't have bad tenant quality.

Typically people only get insurance on things that they own, or liability insurance for their own protection. 

👇👇👇 We see people breaking the rules all the time and here on BP as well.

In my experience, most properties that go to auction end up overpriced so I'd be prepared to attend a LOT in order to get something that worked on paper.When I attended my first market auction with an experienced agent the advice he gave me was to figure out my maximum beforehand and stick to it (Seems obvious but people get caught up in winning).

Working with me can very much turn into a long term engagement for the right people.

Is this how most people do it? 

Also, I have undefined misgivings about two people co-signing a mortgage.

But wanted to ask here what other people have done or if you have any ideas.

Ton's of people with golden shackles of sub 3% rates, epic net shortage, skilled labor shortage, on and on.