In the event that the insurance expires/lapses or for any other reason is not renewed, the additional insured will receive notification.

Don't let some minor momentary gain endanger that.

Our lease imposes a fine for renter's insurance that lapses.

I doubt you would get it because too much time has lapsed but it would at least present a down side to them continuing.I think fining them $100 and raising rent $50 was probably a fair solution, but that doesn't matter. 

In my area being additional insured does not mean you find out if the policy lapses, it means that a lawyer can't come back and say this situation isn't covered.

You can't afford a policy lapse do to the mailman dropping a letter either, servicers wire funds or run automatic pay systems with verified receipts.

I looked up the roofer's license a few years ago and it had lapsed.

We recently allowed our service with a Website provider to lapse due to service issues & have not secured new services yet.  

Note that if the state knew that he didn't have insurance, it's possible that they would lapse his license.

Fact.There is no correlation as to date or lapse of time from death.