Heck my local credit union pays 3.5% on its basic account. 

Another trick from investers I’ve worked with is chatting up folks at local meetups who’ve recently navigated the same municipality.. they’re often happy to share how fast or slow things move.

Before you commit I would talk to banks, probably local banks are better than regional or national. 

There are many local real estate investor groups or associations.

    - Criminal, eviction, employment and background check- No guarantor outside of householdThanks in advance for answersGross income should be 3x rent, or whatever your locality allows, with the section 8 counted towards that income.

Please let me know if you need more info to create a clearer picture.Thank you.That is actually a good question to get advice from a local estate attorney on.

Leverage equity, explore house hacking, and continue learning through books, podcasts, and local networking to refine your strategy.

Are you local to the property?

If you're a landlord, then you'll want to educate yourself on the local laws.

**Letter of Intent (LOI)**: Though not legally binding, an LOI can outline the basic terms and conditions of a potential deal before the final contracts are drawn up, ensuring that all parties are on the same page.It's always wise to consult with a real estate attorney to ensure that your contracts comply with local laws and protect your interests.