If so, how are they weighted/calculated?

If the refinance is done quickly enough, you can lessen the impact the 1.5% margin has on your ROI.

The planning commission seemed to give a LOT of weight to those who spoke so it's important that we have a large turnout when it comes to the city council. 

@Dwayne DilbeckThe fact that you participate in your employer 401k does not have any weight on your eligibility for the Solo 401k.

You can access FHA's handbook here.My own two cents -- the appraiser is still going to give more weight to the closed sales but the active and pending listings at least show where the price trends are headed (up, down, or stable).

I would weight the pros and cons and determine what best helps you reach your goals and manage risk.Pros:-30 year fixed rate mortgage available if <4 units - lowers your risk and helps you predict/manage cash flow when rates are on the rise.  

I could have earned more money or lessened my risk if I knew more. 

In addition, to lessen the burden it is best to prescreen people prior to showings.

The handyman demand here is INSANE— everyone worth their weight is booked for weeks.

Although I’m still negative, I still have some cashflow lessening the blow from no cashflow at all.