Loan officers with 25 years of experience typically are more experienced, and have less time per file, because they have an abundance of files.Loan officers with 25 months of experience typically are less experienced, but have more time to devote to you.I can't write my own loans, so when I'm getting a loan I prefer working with less busy people when I'm doing my own real estate investment, they're more responsive and dedicated it feels like.

I tend to agree, in this uncertain investing environment it makes sense, it just feels weird to have that much cash not working for me. 

I agree and additionally I'd recommend going down to the store and actually feeling them.

If the answer is yes, then it's a no brainer to make minimum payments on your 2.8% interest rate mortgage, and use the funds that you would have paid extra to pay it down faster, to either invest in more real estate, the market, or anywhere else where you can get a ROI > 2.8%.If the answer is no, then feel free to aggressively pay it down as fast as possible, to become debt-free faster, and just have a large amount of money in savings or to splurge with.The bottom line is that your 2.8% mortgage is GOOD debt.

Feel free to message me if you have any specific questions as well.

Additionally, many deals tend to fly under the radar, so networking within organizations like NARPM (National Association of Residential Property Managers) can help uncover opportunities.If anyone reading this is considering selling their property management company in Texas, feel free to share—I’m genuinely interested in connecting.

The property feels more feminine so you can consider a refresh to neutralize this.

If you have questions about getting started in Detroit, post your comments below, or feel free to send me a DM!

I’m not trying to second guess you, just trying not to make you feel like a peasant while I do important stuff. 

We usually see ~$2,000/month in cash flow (~16% cash on cash).Feel free to reach out with any questions!