What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

It will co-exist with other "new" payment methods such as google pay, apple pay and credit card etc, because the target customers are different.

@Ali Mol In a lease-to-own agreement, the $1,666 monthly credit should be treated as a liability (deferred credit) rather than rental income, as it is allocated toward the purchase price.

I credit you as an expert marketer and believe that when you post returns and create these graphics at least sometimes people reach out to you for information on how to participate.

I have refinanced those to 85% loan to value with a credit union and got over 10% back out which was about 200K. 

Opportunity Zone Tax Credits helped fuel more investments in rural and under-served markets where capital is needed, but not much is available.

I'd love to have a small line of credit on the property before the end of the year to cover any other repairs or upgrades that will need to go into the property.

For that time frame it would not make sense to turn it into a STR as there won't be enough time to establish a history to attract good vacationers.

When getting a DSCR loan whose credit score is the lender going to use?

Some of the additional benefits include:Reduction in current tax liabilityInsurance savingsImmediate increase in cash flowMinimization of recapture upon sale of the assetIdentifying disposition expensesIdentifying repair and maintenance expensesEnergy cost savingsConstruction tax planningPreservation tax credits (historical and new market)Fixed asset reviewDEIRA Reports (reduces insurance premiums, benchmarking reports, energy audits and reserve studies)What other questions do you have about cost segregation?