Can these interior cracks be fixed with some drywall compound, a fine-grit sanding sponge, and some sweat equity, OR are these a symptom of larger structural issues?

Over time, that 12% you get on recapture can compound into significant amounts that you can then roll back in other investments.

You could also continue to scale by compounding the $140k.

But I am a buy and hold landlord and want to tell you why I have not used 401 k money to purchase real estate for rental...... if you take a taxable retirement account distribution, you really hurt your compounded future savings opportunity.

It would keep your costs down (especially right now) so you can cash flow higher and pay it off quicker.Another route you can go is to utilize the Infinite Banking Concept to push the cash into the policy to kick start the compound growth and then borrow against it to buy the house.

And you're way too young to forgo interest investment compounding so I'd keep contributing enough to retirement accounts to get the match and let it ride.

Thanks for the feedback.I spoke with my neighbor yesterday morning and mentioned the fence was bowing from the dirt being moved.

It sucks, but that is NY and its tenant friendly laws that have been compounded with Covid.

Easier intro into the conversation, and word of mouth eventually compounds into you being the go to in the neighborhood to sell houses.

Vision Board 2020 👀2020 ✅ Setup Roth IRA✅ Payoff SUV-Save $10k (Looking Good)$100k Gross / Net worth $300k2021 -Save $30k-Invest $6k in IRA-Buy 1st Investment Property($600/ month Gross)$110k Gross / Net worth $345k2022 -Save $40k-Invest $6k in IRA-Buy 2nd Investment Property ($1200/month Gross)$115k Gross / Net worth $400k2023 -Save $50k-Invest $6k in IRA-Buy 3rd Investment Property$1800/month gross-$120k Gross/ Net worth $500k2024 -Pay Off Primary Residence @ $70k -Invest $6k in IRA$120k Gross / Net Worth $600k2025 -Payoff 1st Investment Property-Invest $6k in IRA($2400/month gross on rentals)$125k Gross / Net Worth $700k2026 -Payoff 2nd Investment Property-Invest $6k in IRA($3000/month gross on rentals)$130k Gross/ Net Worth $800k 2027 -Payoff 3rd Investment Propertyh-Invest $6k in IRA($3600/month gross on rentals)$140k Gross / Net Worth $1 Million 💰2028-Buy 4th Rental Cash-Invest $6k in IRAs($4100/month gross on rentals)$160k Gross / Net Worth $1.15 Millioni2029 -Save $100k-Invest $6k in IRA$160k Gross / Net Worth $1.3 Million2030 -Save $50k-Invest $6k in IRA-Buy 5th & 6th Investment Properties$180k Gross / Net Worth $1.5 MillionFuture Thereafter:-Continue to compound properties-Start a foundation