Pool Table and bunk beds or Murphy bed.

I thought you will put on table whole bid and wait 1 year to redeem for whole bid amount + 20%.

The troubles your are facing with your warranty company are pretty classic regardless of provider.

I have an executive sales background closing million dollar plus deals and successful agreements are built together at the table.

The other 80% of agents are part-timers or inexperienced, and they should come at a discount.Unfortunately, the part-timers and inexperienced agents charge the same as the most experienced agents even though they bring far less to the table. 

Meeting minutes, cap table, account reconciliations etc.

PLEASE NOTE: For purposes of determining the VA guaranty, lenders are instructed to reference only the One-Unit Limit column in the FHFA Table “Fannie Mae and Freddie Mac Maximum Loan Limits for Mortgages Acquired in Calendar year 2016 and Originated after 10/1/2011 or before 7/1/2007”.Maximum Guaranty Loan Limits for February 28, 2014 to December 31, 2014 Maximum Guaranty Loan Limits for January 1, 2014 to February 27, 2014 2013 Loan Limits Maximum Guaranty Limits for August 6, 2012 to December 31, 2012 Maximum Guaranty Limits for January 1, 2012 to August 5, 2012 Maximum Guaranty Limits - October 1, 2011 through December 31, 2011 2011 Loan Limits 2010 Loan Limits 2009 Loan Limits 2008 Loan Limits Guaranty Calculation Examples - Review these common situations to see how a VA-guaranteed loan limit is calculatedRemaining EntitlementVeterans who had a VA loan before may still have "remaining entitlement" to use for another VA loan.

This does NOT include brokers who try to disguise themselves as lenders by utilizing table funding, etc.  

You need to vet them for what they are bringing to the table (cash/project management experience/contractors/etc.)A good hard money company that can work with investors on the loan and/or construction costs.

When people here send me private messages or ask me on a call, one of the many things I'd tell them if they want to buy pre-construction is to check the developer's construction license and that it complies with the zoning rules (and I'll tell them if I know what those are).You woudn't believe the amount of people that are ready to put a sizeable amount of cash on the table but won't spend the little extras needed to make sure they don't lose it.