Another circumstance is that they may realize they have ownership, but for some reason or another they don't believe they can sell it, which with rare exceptions generally isn't the case......they can almost always sell.These are absolutely great leads for newer investors because you don't have to have a huge marketing budget to pursue them, they are much easier to negotiate and contract, and much easier to access and show to investors because generally the heirs to the property will tell you to help yourself to viewing the property and inspecting whenever you want without them being present.  

You do not need issues down the road because they were neglected.

For one, I would not trust Zillow to pay out under any circumstances, so there's that.

It's all about finding the right fit for your circumstances.

Its important that you go with the plan that makes the most sense for your facts and circumstances  

Before making any decisions, it's crucial to consult with a legal and financial advisor who can provide personalized guidance based on your specific circumstances.

Do we know the circumstances that may warrant the city needing one?

You are required to stay in the home for the time of the mortgage and the lien is the way the ensure this, but this can be removed in certain circumstances that would allow for it such as getting a new job that would require you to move, or a death in the family etc.

I found that many owners neglect monument signs and utilizing the walls of their properties as advertising. 

Claims come in all shapes and sizes, and a myriad of circumstances.