I tell people all the time: if you can't find a quality PM in a market, don't invest in that market!

I'm open to any and all advice you have!

You can use HML don't get me wrong but if you just put a little bit effort in to pre-planning and getting all your ducks in a row then going with a traditional community bank would be a better option not only for your current new construction needs but also for future acquisitions.

Your 1,000 shares would carry a value of $13,670.00 as of January 1, 2021.Our price per share is calculated as follows:Total value of all assets (LESS) Total Liabilities (EQUALS) Net Asset Value (also referred to as Net Equity).Net Asset Value (DIVIDED BY) Total Number of Outstanding Shares (EQUALS) Net Asset Value Per Share (aka Net Equity Per Share or Book Value per Share).Our Net Asset Value per share becomes our new stock price per share.

I completely understand almost all of the frame work and bases but just need actual advice from someone one on on.

Appreciate all that!

Everything looks great in both towns but then the insurance and all the climate risks make me wonder if I should back out. 

Do all your due diligence upfront (see if you can get an inspection done before submitting an offer)On the lending side a DSCR loan is an option.

Goal would be to acquire 20 rentals by the age of retirement, with some already starting to be paid off.I am in the same boat as you, and I focus on safe appreciation all day (small cash flow for safety and then focused on markets on that appreciate). 

I definitely wanna invest near the coast bc its so much potential but how do u comp and run offers for properties out there tho, do u do Airbnb at all?