@Tom A. couldn’t agree more shark bite shutoffs are the way to go!

@Eric Li Waiting for a "proverbial market correction" is a quick way to atrophy on years, which can have been used to invest, learn, and, yes, make mistakes :) I'd say get out of the analysis paralysis boat and jump into the ocean of possibilities (oh, make sure you grab a shark cage you might need it).Hope this helps.

I love watching Shark Tank and have the utmost respect for all the investors on the show.

I try to group at least two people/groups together for each time slot.

My idea mentions nothing about concrete about returns; Do you mean to tell me those guys that are pitching ideas on "Shark Tank" are offering securities?  

Mueller had Dallas in the 12 slot at some point last year, moved back to 11 though.  

Kind of like a bunch of sharks circling around a wounded swimmer.

Myth, don't rely on that as you need to look to state law, the intent of use, the maker's business use, property type and how regulators will slot or classify the loan.

In her case, while she was addicted to slots, she really didn't spend that much money or lose that much.

My point is that individuals are under different legal constraints than any regulate or registered lender, including pawn shops, finance companies, etc.Charging points is requiring per paid interest or fees to pay to make a loan, individuals are looking at loan sharking and extortion implications, besides usury laws that can be different for an individual.