They believe an attorney can do a quiet title action on the 1st because no action has been taken by 1st holder to collect.

Therefore making the investment personally benefited the IRA account holder, since without pulling the retirement funds, the real estate investment could not have been made.

However, they want to be on title as the buyer, rather than 1st lien holder.

2) The county shows the attorney's office representing the lien holder (bank). 

From there, obtain payoffs on all liens and make sure your offer will cover closing costs and all lien holders will be paid in full.If your offer less closing costs will not net a full payoff to the lender(s) and lien holder(s) then you are falling into short sale territory which is going to require you to obtain approval from the lien holders to release their lien and settle on the debt without obtaining a full payoff.Both can be completed, but it depends on the specific situation and the status of the upcoming auction.

They are having a hearing open to Landlords, Tenants and stake holders (general public as well) to provide them with your comments, concerns and ideas.

LiveBaltimore seems to indicate that the ground rent holder owns the land:https://livebaltimore.com/city-living-essentials/g...However this law firm in Maryland has written a conflicting article:https://pricekeir.com/what-the-heck-is-ground-rent...The people's law library which @Matthew Paul linked to says: "ground leaseholder who holds a reversionary interest in the property or 'ground' underneath a home."

I'm the benefits holder for the family so I'm not able just to stop and go all in until we're making what I am currently making a year.

You can definitely find buy&holders on here.

If you are OK with waiting a few more months, I would talk to the seller’s side about getting a short sale submitted to be reviewed by the lien holders ASAP.