I am shortly listing my property (near ironwood point, east side of the lake) which is not in an HOA, has a deeded boat slip and is about 6 houses from the lake(5 minute or less walk). 1.5 acres property, setup for short term rental.

How do I get an accurate value based on HOA financial health and interior defects?

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

HOA dues are $1100/mo but expecting them to increase to about $1500/mo by the end of the year. 

I have my first property (townhouse: 2 bed 1.5 bath, HOA) that I got back in March of 2020, just before covid hit. $175,000, 3.25% APR (thanks to VA loan), currently have a bit over $50k in equity if I pull it out.

Unfortunately, I did not verify the information provided by my agent regarding HOA restrictions and home insurance costs.

Has anyone experienced a decrease in valuation or sales prices due to a property having annual HOA fees?

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

I have lived in my unit for 2 yrs and my plan is to do another 2-3 before I move out and have longer-term tenants cover the mortgage and HOA fees. 

How specific can you get in your lease when it comes to tenants responsibility for repairs of things to the house related to negligence, ie flushing sanitary products down toilets, appliances, hoa fines related to negligence of caring for the yard or following hoa rules etc?