., in the meantime, if you DO have a cashed-up Investor who trusts you enough to buy whatever deal you present to them, hang onto them for dear life!

A life proof case for the iPhone? 

FCRA is Fair Credit Reporting Act and meant to ensure you don't discriminate based on the basis of race, color, religion, national origin, sex, marital status, age, or public assistance.  

A typical life cycle might be 5- 7 years from start to finish. 

I am 59 years old and have been in a related business my whole life.  

Finally, use all these numbers, including purchase price, repairs, rental income, expenses, and sales price or cash out refi after X number of years (you can play with these parameters) and calculate IRR on the series (can use the excel function to do this) ... this is your total return, over the life of the investment, including ALL sources of profit.

I love to be active and this includes working out, crossfit (I'm not one of those guys, trust me), camping, cycling, rock climbing and indoor bouldering, networking, hiking, and anything that involves building relationships.Looking forward to diving into real estate investing and beginning this new chapter of my life!  

Chris, I have lived here all my life and have come to the conclusion the only ones that knock Memphis or those that either don't really do anything but go to work and return home or have failed in one way or another and want to blame the city.  

Is it realistic to think that at some point in ones life, these areas will experience a revival- either because jobs returned or because of forced use because we need places to park people as the population grows? 

Fees for the loan, appraisal, etc are deducted over the life of the note, in my case that is 15 years.