One of these are requiring me to replace the roofs on 2 outbuildings on the property I am purchasing within 30 days of binding coverage and want a signed contract with a roofing company prior to coverage.

For example, who pays for fixing the front patio roof if the roof is a continuous roof for 6 adjoining row houses? 

Let's assume that in 15 years you will have to replace the following: house roof, refrigerator, a window that broke, and to retile the bathroom walls.

I do not know how beneficial it might be to you but you might consider reviewing your entire project and see if there isn't somewhere you can shave off $500,00 worth to cover the cost of having a contractor buy the permits.

It would take a 4.5% ROI just to cover your admin costs and break even.You could look at simply opening a self-directed IRA with a low fee custodian like IRA Services Trust Co in the Bay Area or Kingdom Trust Co in KY. 

On the flip side, students can sometimes cause more damage than your average renter, so make sure you're asking for a deposit that will cover you if they destroy the place and always make sure you require renters insurance.

Need to know how to draft a wholesale contract and what to include in it to cover my back.

We decided to offer them an option: a gift card for groceries or a new shade cover for the backyard.

I currently live in Thomasville but also cover Winston-Salem, High Point, Lexington, High Rock Lake, Lake Norman, Badin Lake, and other surrounding.

That way if any tenant in the future has issues or questions about this situation you will be covered from a liability stand point.