Banks/lenders don't participate in the sale other than to be repaid promptly and properly.

Business ISD  Lets connect and discuss some alternate options . lets explore a bank statement program 

With sub-meters, the LL/PM will need to manually calculate usage of the secondary unit to subtract from the primary utility invoice to bill both tenants properly each month.

And the terms you are using:more than two times a year you post on any public place that you are looking in anyway to be compensated even theoretically for a dollar for anything having to do with a real estate transaction and don’t either have clear title to that property or are properly licensedWhere did those terms come from? 

Also, is there ever a perfect BRRRR...lol Regardless, would love to connect with you as I am also in CLT!

Lets connect, maybe we can do some business.

I use Proper Insurance. 

Talk and connect with pros, other investors, people who lend money, agents, and builders to get great tips and chances to work together.

Lack of experience or qualifications, poor communication skills, Inadequate screening processes, lack of transparency in fees and charges, negative reviews, high turnover, lack of proper accounting/financial management and unprofessional behavior to name a few.

It's great to have you here.Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/m...Set up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/a...Read Beginner’s Guide: http://www.biggerpockets.com/r...Check out BP Money Podcast: https://www.biggerpockets.com/..Wishing you the best