Would love constructive feedback on this.

Before reading your post, I spoke with them as they are used to doing Subject To deals and they said that the policy holder would switch to my entity name with the mortgagor's name as secondary - I am interested to see what their feedback is with your suggestion -- as your approach seems to send less "red flags".

Why would someone put up a duplex for sale if it is cash flow positive?

Thanks so much for the great feedback and advice everyone, lots to think about.

Thanks for the feedback!

You would be able to sell off your position to the new buyer (plus your added value), which you may find to be very difficult; essentially acting as a wholesaler, but with tighter parameters (i.e. a buyer who's willing to do seller financing within the owners boundaries).

On the other hand, what most don't understand is although the LTR may be cash flowing in your eyes - it may not be a positive number to the lenders underwriter depending on what expenses, etc. are shown on schedule E.

I think the planned redevelopment for the Stadium area and Hollins Market will be positive for the neighborhood, but we are still years away.

Or A one2one conversation laser focused on your business with one person (whom you vetted to coach you) providing you a specific blueprint to get the specific result you want and providing you accountability and feedback if you don't perform?

It is very difficult to achieve positive cash flow long term and ROI is generally low.