Different loan products have different criteria, some are more stringent than others - there are some loans you can't get if there is no furnace in place, if the kitchen is incomplete- that kind of thing.

I would rather find a poorly maintained unit in a A area!

Those are all valid points, and polite disagreement is generally productive disagreement!

I bet you will be buying a house in no time once you start working with a lender that is able to offer a variety of loan products and outline the steps you need to take.

What I'm seeing is poor business practices!

You might consider the buyers I spoke about as the power source for the wholesaler's activities.Gurus sell a product about real  estate, they aren't buying or selling real  estate, they devise systems that pull the fuses out of the circuitry and replace them with a penny.

For example, the poor performing stocks in my portfolio, I would dump the same year I sold real estate as this could offset capital gains from a real estate sale.  

Whether your solution is going through the secondary market or a commercial loan... they typically offer both of these products in house at competitive rates.

Sorry to say, but much of all that is the  fire hose.Like any industry you begin by learning about the product and the rules of the industry.You need to learn real estate basics before you try to  learn how to deal in real estate.I suggest you get a text book  for Realtors to study for their license, that is the meat of the industry in all states, but states are unique.You'll then find out that real estate is unique and is not dealt with like personal property.

There are a lot of Z-wave hub products on the market check them out.