I need help identifying my real options as at this point I only see two: 1) fight it and settle for 5-10 percent increase which is my goal.

We also can offer BPO options but only for experienced investors and only on short term loans (All 30 year loans need a full appraisal)

@John Haelig,From what you've written, I think your first option is to look at 1031ing into a passive investment of some stripe. 

Could house hacking in an area you're currently living in be a better option?

The other option is hard money, how good of an idea is using hard money for my first deal?

You will find much easier and cheaper financing options and can get into a home with as little as 3% down (and depending on your income, potentially no money down).

@Juan VargasI personally started my business by leveraging credit and now own/operate a multi-million dollar real estate portfolio.

I would say there should be a few options at that loan amount - the most common minimum for DSCR lenders right now probably more like $100k or $125k - I would say only a small portion have as high a min. as $150,000

For example, if you're looking for homes with basements... the MLS options you're considering may not have any inputted data for the "basement" section because there are no basements in those listings)- could be a convo to have with the agent's broker about how they're approaching the search strategy and that you're not happy with it- How did you "go on the MLS"?

I've seen a few different options for calculating depreciation and am wondering how to get the most bang for my buck.Any guidance is greatly appreciated, thanks.