I would google up on CFPB and appraisals on consumer real estate (Assuming these are not commercial loans). 

The interest type on a HELOC is consumer-friendly compared to amortization, meaning you can gain equity faster.4.

My fear is that people, both Investors and Retail consumers looking to purchase their primary residence, try to buy a house like they buy a dehumidifier on Amazon, and get burned in the process.

The nonprime consumer lending industry has experienced record low delinquency levels and charge-offs...and loan portfolio pay downs. 

You can house-hack a property every year while you are working on your cash reserve.At the same time start consuming some deeper content on Real Estate Investment.

Since title insurance is so profitable for the title companies, it made sense to offer the service with a modest fee structure to get the business in the door. 

It was a lot of hands on and time consuming, but now after one summer, I think next year will be so much easier during the busy season.

Remember, your estate is going to have to straighten out any issues with the deed in court and that gets expensive and time consuming.  

This are you biggest energy consumers.

@Craig Bellot I agree that property management is a difficult, time-consuming job.