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Updated over 4 years ago on . Most recent reply
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Adding my wife to the title of my house
Hello, I own a house in Oregon and only my name is on the house. I would like to add my wife to the title in case something happens to me. There is no mortgage.
I have called the county to see if I can add her, they said I need to hire a lawyer to do so.
It does not make sense to spend a $1000 or so to hire a lawyer to add a name to a title. Does anyone know the proper way to do this without a lawyer?
Thanks,
Ben
Most Popular Reply
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@Ben Eiesland This should be a very easy process and should not require you to hire a lawyer. I have done this multiple times myself, and - although the process will no doubt vary slightly because I'm in a different state than you - it still shouldn't require spending a $1,000 to figure out. Perhaps a little bit of your time.
I've bought several rental properties in cash, but in my own name initially just to save my wife from having to take off work to sign all the mountains of paperwork. Then I simply later went and added her name to the title, just like you're trying to do. In my state, it literally takes just filing two forms to do this.
The first form I had to file is a Grant Deed. On this form I granted title from John Doe, a married man, to John Doe and Jane Doe, husband and wife. My cost for filing this form was $14. It also had to be notarized which cost me $15.
The second form I filed is a Preliminary Change of Ownership Report form. This form simply attested that this transfer of ownership was solely between spouses. There was no cost for filing this form and by filing it I was exempted from having to pay additional fees and having my property taxes re-assessed.
So the grand total to add my wife to the title = $29 per property.
Now, I am no lawyer. Though I have several that I use for various reasons (taxes, landlord-tenant issues, lending, etc). So how did I figure out how to do this? I simply went into my local County Recorder's office and asked them, and they explained the whole process to me since they see (and work with) these documents every single day.
As I mentioned initially, the process in your state will likely vary slightly. But I personally would not hire a lawyer for this simple task. I'm a big proponent of using lawyers when you need to, but this is just not one of those times (in my opinion). You can do this!