The purchase price is $1.45M, with a current rent roll of $13K per month (market rent is about $16K).

Have you looked into Ohio markets such as Columbus?

My company does over 30 DSCR loan transactions a month, so I definitely have a lot of experience with that program.Mid term rentals can be tough, but they can be done.LTR (long term rent) is easier for DSCR, that would be a traditional 1 year lease tenant.I'm very familiar with the OH state market, if you have properties in mind you want to purchase, they most likely will qualify for LTR so you can do a DSCR with 20% down. 

I use a google voice number for advertising/marketing properties and first name only for advertising on the internet but my full name is on my lease and i give all of my tenants my personal cell phone number.

(This is what a wholesaler is doing) I know this is a huge issue the CT market right now.

We found this deal through our established local network in Hartsville.

I have nothing to sell, am not doing marketing and not counting threads. 

If your HELOC is for the downpayment and you want to use lender money for the rehab, you are setting yourself up for failure in a difficult market.

At the end of the day, we’re running a business, and we’ve got employees and marketing costs to take care of, so we need to make sure it all adds up.

These can be great investments but may require more maintenance.Job Market: While diversifying, keep an eye on the local job market trends.Has anyone here invested in Bay City?