Partnership - This is ideal and im working on how to approach this since i have no fix-flip track record.

And since she has been an ideal tenant so far according to you,  I wouldn't worry about it at this point.  

I know vinyl planks are ideal for basements because there's no sunlight and you need to worry about too much light affecting vinyl planks.

Land trusts are used for privacy and ease of transfer within the trust (ideal for wholesaling) but not for asset protection. 

I think it would be much easier to take out the flooring and upper cabinets ahead of time, and ideally have the rough-ins for the new gas/plumbing/electrical completed as well.

Turns out he knew an agent who had a builder.A few points here that the so called gurus would disagree with: I deal with one buyer at a time, I don't feel comfortable pitting people against one another.

Maybe going back to your old job isn’t the best but finding some sort of W2 job is ideal even with your $3400/month disability.

Even as a wholesaler I deal with some wholesalers who act as cash buyers and only waste our time.

. $ 30 -40 bi- weekly would  be ideal. 

Which I am in the process of paying off ideally before 35.Ultimately my question is, with my debt to income ratio being so one sided, roughly 70k a year to 110k total debt, do I have similar options as any other person looking to buy a home?