This might as well have been written in alien code, and I have many degrees. 

If they do not own them and are not licensees they are brokering without a license which is a 3rd degree felony.thanks @Jay Hinrichs for allowing me to contribute. 

(Just like now you are following a curriculum to get your degree...you're not popping in and out of clinics and asking questions to gain knowledge.)

Maybe i shouldn't have even gone to school, most people at my job dont even have degrees.

I have 140k in student loan debt and am working a sales job because I don't want to join the rat race in engineering (which I got my degree in).

Further, love the ideas of including other data that show reliability/responsibility as Upstart, a loan provider, does this with college degree etc.Looking forward to making the algorithm stronger!

We are entrepreneurs, so we have a certain degree of intangible insight through the hard knocks of starting/running businesses.

I would assume that the value is gated by comps, but I do not know to what degree this affects the final value that a lender comes to.Please let me know your thoughts.

We have thermometers in the apartment and it stays about 40 degrees. 

I know it's a difficult decision, but I just moved toST Augustine from NY 6 months ago with 6 kids.Really happy I did it, especially with 5 degrees and snow in NY.