If there is going to be any major effect, most serious investors should welcome that.

@Jermaine KellyWelcome to BP, and congratulations on making the decision to invest in your future via real estate.I have written a few blog posts that may help you get started here on BP, and with your investing.

When the title company, escrow agent or attorney prepares the closing documents, they simply factor in the second mortgage payoff amount into the final distribution of funds to the seller.A second mortgage should have little or no effect on a homeowner's ability to sell her home.

I just got done reading your blog.

There are handful of lenders specializing in this type of loans, here is a list of lenders I've put together that you may find helpful:https://www.biggerpockets.com/blogs/2810/50272-lis...You are absolutely prohibited from personally using property that your IRA owns.

@Tim McKelveyWelcome to BP, and congratulations on making the decision to invest in your future via real estate.I have written a few blog posts that may help you get started here on BP, and with your investing.

@Ayana KodayWelcome to BP, and congratulations on making the decision to invest in your future via real estate.I have written a few blog posts that may help you get started here on BP, and with your investing.

So if one partner wants to sell it would be just for the properties we own the two of us and would have no effect on the others.  

@Michael DeLucaWelcome to BP, and congratulations on making the decision to invest in your future via real estate.I have written a few blog posts that may help you get started here on BP, and with your investing.

This is not cost effective for a rental based on the fact that no investor knows how long they will hold.