Hello all,I am an agent, and have written up non consumer and consumer  seller financed deals.

I’m probably thinking it is more time-consuming than it is.

California, Nevada, and Idaho have statues that regulate intermediaries and protect consumers from theft who want to do a 1031 exchange.

Lenders structures are very compartmentalized, the departments that you and all other consumers have access to are completely oblivious to operations and more internal structures but i can assure you they know they own it, of course when i say "they know" i mean its within their "book, system  reports" Depending on who the lender is you might have a chance to contact the right person or department to buy the reo but the bigger the lender the less chance of that happening.  

But in residential it is assumed that the consumer should have the benefit of these protections. 

I've yet to see a BPO (For consumer) done by an appraiser.

There is ways to get discounts other times of the year so you don't need to have these items sitting around.I have purchased extra things like light bulbs, batteries and other consumables when on sale, but I leave bigger ticket items for when I actually need them.

I don't understand why us, consumer, just agree (in most cases) to a flat 6% as if that's like some an acceptable "rule".As consumers, we should ask for more.

For rent increases, under the new law (AB1482), in general you may raise the rent up to 5% plus the applicable Consumer Price Index (CPI) or 10% (whichever is lower). 

Multi-family permits decreased 0.9 percent to a 434,000 pace.LA Consumer Confidence.