I know this is an old thread and prices have gone up across the board but I agree with Mike H in theory.  

Once the lender establishes that the delinquent borrower has vacated (correspondence with the borrower shows a new mailing address, for example) the property, then the lender knows that they will have to re-key and perform preservation measures - winterizing, board up broken windows and any openings, cutting grass, etc.

No we had to board it up completely, then send pictures.

I will add if you are married, make sure your spouse is on board.

You want to find the board members and talk with them.

We still have not been able to determine a pattern that runs accross the board, but we have seen some small patterns in specific areas.We have also recently noticed that the banks are not taking the numbers that they used to take.

Even still, I would encourage you to stay away from pockets where there are numerous (a little bit of this can be OK) boarded up or vacant houses in decay.

As for the existing holes in the enclosure/shower board/tile...there are cosmetic caps that can be installed.

When I started as a agent I went to the board library and the old section that was just gathering cobwebs, turned out to be a goldmine, stuff from 1911-1939 proved to be the best course I ever took as an agent and made me a player instead of a spectator.

I'm trying to figure out what the best plan of action is for chalky vinyl siding. As I run my finger across it, a white film transfers off. What's the best solution? Some type of special cleaner and a power washer? Pa...