Negative amortization occurs when the payment of principle and interest does not result in the reduction of the amount owed.  

Long term average appreciation, over long hold periods spanning multiple RE cycles is much, much easier to predict in some markets, not that you will necessarily know WHEN the appreciation will occur, only that you can get a good idea of what it will be on average over long hold periods in certain markets.

I wouldn't even know the half of that :)That being said, it appears in Arkansas, although NOT a community property state (where issue occurs frequently ), you have something called Dower and Curtesy in the works there in AR and a few other states.

Many people invest for cash flow because they are looking for income replacement.Another thought that always occurs to me is that we call it appreciation when we own hard assets.

I can almost guarantee it won't cover incidents occurring during a short-term rental stay.

Somethings just do not occur to people who only look at their own pot.Of course there are many ways to skin a cat and I am pretty sure the are differences of opinion = and that was all I was doing - giving an opinion.

History tells us how things have occurred but does not necessarily indicate the future.  

I had this exact thing last year by a couple who was trying to do this and lost money hugely when it was sold because they couldn't sell it with out disclosing the ILC and the fact that two transfers of ownership occurred without title insurance.

The apartments manager to the apartments does not handle any kinds of issues that occur with tenants in day time.  

But of course if the appraiser said no, its actually worth 5K less, then the sale would still occur, just whatever % less the appraiser limits us to.