The borrower has a capacity to redeem or even reinstate.

No, the borrower will have taxable income if They are allowed to settle for less than owed; forgiven debt.

There is also an exclusion for the requirement for the borrower to occupy the home.

from my experience with the Crowdfunding and I have closed 5 deals so far with them ( not as big as Bryans) is that the crowd funders need to do very good due diligence on the borrowers.

However, borrowing both sides of the requirement for any deal is a very risky business model and the best of luck to you!

Plus you can borrow less because your LTV is lower.

I am 28 years old, have been self employed forever, and have never borrowed money.

Originally posted by @Jay Hinrichs:@John Terry Nicasio   well sounds like if every one took you up on this there would be no money left to loan as these banks would have lent it out all at no interest.. got to love America were someone like yourself can make a living helping others process credit card accounts.. by the way who pays your fee the lender or the borrower..

***I MEAN INCREASE ABILITY TO BORROW***I am still in school but on a good scholarship program.

In theory, if you see inflation you should borrow now and pay back in cheaper dollars.