There is a way to do this and a simple strategy is to pay bills you currently pay such as your auto insurance, cell phone bill, Netflix or Spotify account via credit card and then set your credit card to auto pay. 

Although you have this as a monthly expense, similar to car insurance, or cell phone bills, items like that, that do not appear on your credit report (with some exceptions), will not be included.  

Following her threats I had my cell phone out taking pics and video during our interactions (and let her know it).  

I'm using a cell phone that's killing me to key into.

I am a photographer by trade, but also work remotely for a cell phone company and take care of my 6 month old daughter!

Was actually gonna contact you but I don’t think I have your new cell number.

From real estate, to cell phone towers, to ATM machines, etc.

You already removed that number when you backed out "Less Acquistion and Rehab Loan" in Cell C22. 

On the call, I'm more than happy to share with you a hard learned lessons or insight of mine from my unique life experiences:Running algorithmic trading for the world's largest hedge fund, Bridgewater Associates (Ray Dalio's fund, author of Principles)Living in Hong Kong 3 yearsFounding and running an AI and machine learning focused development agencyTrading bitcoin since 2016Spending a month crossing the Pacific Ocean via a cargo ship Surviving a near death motorcycle crash in Laos (7 surgeries, 2 blood transfusions later I'm still here thankfully)Founding a VC funded real estate startupI'm more than happy to chat about any of the above and the many mistakes I've made or painful lessons I've learned relevant to them, and I'd love to learn more about your first hand experiences.In particular, I'm interested in learning more about: If you were mentoring me, what should I know for my first investment property?

<<No body has a crystal ball so unless you are certain that there will be a fire sale 2/3/4 years while you are in CD's, stay in the real estate game>>Agree but the best money is made when there is blood on the street .