@Lelith Walker, @Nicole Sorensen HullYou can now report  the payment history to one of the credit bureaus as an HOA payment so it shows up on thier credit report.  

However, lets say I purchase a $300,000 home, I can then get a credit of about $9,000.

If I just issue a credit memo how do I DR the balance in the tenant security deposit?  

For an FHA owner-occupied low-money-down loan, perhaps don't apply until your next purchase?

.- I have to work under a broker for 2 years before I can apply for my brokers license in state of FL- I have to split my commission profit with broker and all funds/payments must be made out directly to the broker- the percentage commission I negotiate with property owners is my decisionDetermine best path to form Vacation Rental Property Management company being aware of my new status a sales associate- can I start my own business entity to establish and brand my VR management company now, or would/should I just wait the 2 years, get brokers license and then do so.

Tax credits are also offered for purchasing and installing certain items, many of which tend to be "green" products, on and/or in your home.

And the profits are virtually tax free.As for lenders, it depends on your credit.

I would go for the 3rd unit because you're going to be increasing your income and cashflow plus long term you'll have increased the value of the property by X amount of dollars which you could then apply to another property or toward those loans.

Of course buying HUDs is an option but be choosy because you may find a GREAT house in a not so great area.BANK and ESPECIALLY local Credit Union foreclosures are a dream, as owner occupied you can negotiate repairs, new wood flooring, HVAC units can be installed and cost added to the purchase price banks will add New Appliance packages and even BLINDS for all the windows.  

During this time I've also been managing a property of a friend through airbnb and have liked the process and want to start on my own, now that I also need to have a place to live in.My question is, with 10K in the Miami area, can you buy or at least use one of the next options as a way to start: sign a contract of a rent-to-own with a lease optionseller financing or I've even heard that you can also buy a property with not a lot of money in foreclosureIs one of these a way to start with 10K cash and no credit built?