How many folks (edit: in suburban texas, a historically affordable place to live) want to live near a golf course but can’t afford to buy?

Invest in "affordable" single fam.

Can't afford much food, or feeding huge families. 

There are markets in NJ out there that are good rental markets and have what I would consider very affordable.

Plus the strong presence of professional sports and affordable living make it a great destination for growth.

I believe collectively we should retain counsel and organize PR to show why we aren't to blame for affordable housing issues. 

The big money is in 4+ units where you increase the rents and the rent increase automatically increases the Cap Rate and the property's re-sale value.I would like to see more people pushing people to understand the power of multi-units and the very strange thing is that I skim through every real estate book I can get my hands on and every book I ever read is missing the very most important facets of multi-unit investing and every book is full of pure B.S. when it comes to the subjects to the pitfalls of multi-unit investing.

We can afford to hire it out.

For example: You buy a house 3 months ago as your primary residence and you find a better house and can afford both loans, is it possible to change your primary residence or do you have to wait a year and refinance? 

This is the problem, not that you could not afford 20% down.There was a 2% rule to quickly eliminate possible deals and choose markets. i.e $1000/mo rent for a $50K purchase.