My wife and I are thinking about possibly living with her parents and saving a lot of money (hopefully about $2500/month) until we find a deal, (granted, we haven't talked to them about it since it's still a year out). 

Lastly you could grant power of attorney for someone to sign in your stead but consult an attorney before pursuing that route as this is not legal advice and I am not an attorney.  

Perhaps lenders have been unwilling to project future income from the retirement account due to the lack of income history and the volatility of the holdings (granted he's now much more diversified)?

The buyer requested an extension to inspection, which we granted (two days). 

It was zoned R9 but it was granted a conditional use for a pre-school 50 years ago. 

We don't know what state you are in, what grant you applied for, etc. 

I completely agree with you @Reagan Grant! 

So I took a picture of Grant Cardone standing next to a thousand unit apartment building he purchased and I cropped my face on it.

For the debtor, he or she doesn't run the risk of relief being granted at the hearing and he or she gets another chance to complete the plan.For the creditor, you avoid the same risk of losing in court.

I’m a seller looking to test the waters and list at a higher price for my area, because most houses have gone so quickly that no clear “top” has been established.I’m wondering if lenders will usually grant loans when their appraisal is considerably less than the buyer’s offer IF the buyer is willing to cover the amount above the bank’s appraisal?