Happy to chat further if you have questions about a specific area.

I know it is difficult to ask specific questions when you are trying to figure out where to start, but tough to give advice about securities regulations on a public forum especially when the questions are open ended. 

I have been speaking a lot with PMLs, specifically the one's that offer 100% financing LTV and LTCMy concern is that they keep asking me for a loan origination cost, which seems like a scam to meFor instance, one offered 100% financing and then once I completed the application, she asked for about $3500 for the loan origination fee.

I kind of think of this specific scenario like a Short Sale.

Also, if you have an HOA just make sure, their specifications are also included. 

Hi Sara, An approach that has worked for me has been to post the job on Craigslist and be very specific about the details of the job - pictures, dimensions, - as many details as you can provide and then ask that they provide their experience level, tools they have and will need, their bid for the job, and when they're available to start.  

Here is the specific section: "Within (insert number) days after the Effective Date of this contract, Seller shall deliver the Notice to Buyer.

The formula for calculating DSCR is straightforward:DSCR=NetOperatingIncome(NOI)/TotalDebtServiceNet Operating Income (NOI) represents the property's income after operating expenses.Total Debt Service includes all debt obligations, such as loan payments, property taxes, and insurance.A DSCR ratio above 1 indicates that the property's income is sufficient to cover its debt obligations, while a ratio below 1 suggests insufficient cash flow to cover debt payments.Lenders usually have specific DSCR requirements, with higher ratios indicating lower risk for the lender.

This option would require assembling a local team as I'm considering forgoing a property manager.D) Invest in a Better Maryland Area: The goal would be to find a property with higher appreciation potential, though I'm aware that the cash flow might not match what I'm currently achieving.Given the unique circumstances of my current investment—significant appreciation, a specific tenant base, and a low mortgage rate—I'm weighing these options carefully.

The main reason for this is a recent update to a waitlist in Lincoln City that has expanded eligibility for specifically zoned properties.