Thank you all for reading this thread, and I hope to hear from you soon!

With my current financial position, the properties need to have at least 1.2 rent/value ratio or higher, be 75% of value, and $150k or less. if the numbers work out in the near future, i would like to start using hard money lenders for the down payment and closing costs on the properties, and purchase them traditionally. i would like for these properties to also have a 1.0 or higher rent/value, and with my current credit i can get approved for around $150k-$200k, so the property would need to be below that. once i fill up my 10 allowed traditional financing properties, then i would go hard money lenders for down payment / closing costs, and private financing for the long term. by that time though my own portfolio should be able to provide down payments in leu of hard money. your comments and positive feedback / critizism about my strategy going forward is appreciated. i am a brand new real estate investor, finishing up on my first hard money/refinance acquisition now, so im just getting started and looking to grow the portfolio quickly. thank you

I am very new to real estate investing, just  reading, investigating and gathering information at this point. 

We've purchased and read many books to include: The book on Managing Rental Properties; The book on Property Investing; The Book on Investing in Real Estate with No/Little Money Down; Rich Dad Poor Dad... and many more.

Read read read!

I have got my wife to create an account on BP as well, so she will be reading along and learning.

I've been reading up quite a bit on REI both on here and other places.  

I am also new here but from what I have learned from reading on the forum and listening to the podcast.

Hi Tiana  welcome to bigger pockets it a great place with  so much to read want to chat feel free to call

Whenever there is any condo/townhouse listed for sale, I would like to read CC& R (Covenant, Conditions & Restrictions) and bylaws.