So a different experience than some who say the magic happens after hitting them 5+ times).By type of target...for the 55 recipients who received a letter that I wanted to buy the house as a primary residence, I had a whopping 16% overall response rate.

At least for a house that you wanna have so bad as primary residence, and since its seller market with few houses, isnt it worth to offer more and hope the appraiser brings down and seller accepts to cut the price too?

I was told by my mortgage guy today that It would take 6 months to clear for traditional refinance so that is going to significantly eat into the holding costs.  

Or what is your primary investment strategy? 

Infact, I will be using Roofstock as a benchmark for much of this process and show you how you can easily get the deal that is on roofstock, before it got their with the sellers markup.It will be hyper-specific about one specific end to end process to end up with a  cash flowing rental property purchased directly from the MLS using a hard money acquisition and then refinancing into traditional bank financing after seasoning. 

Hi All, I live in Hoboken NJ and own my primary residence.

I actually just started primary up in Milton, and I am 22 as well! 

My wife and I are looking at purchasing a duplex but the local lenders we have spoken with told us that they still require 15 percent down even if the duplex will be our primary residence.Has anyone else run into this issue?

Hello @Case Roos,I'm new to "Real Estate" as an investor, I have my primary residence with equity I'd like to use to buy/hold rentals and then move away from the stock market roller coaster into cash flow + equity in real estate.I'm just trying to find something to jump into and get my feet wet.I'm looking to start by buying and holding in Oregon as it's where I was born n raised, but would eventually like to also buy out of state.Do you do the fixes yourself or have a small team you work with to get it all done?

I currently own 2 homes( primary residence, and SF rental) and just put an offer in on a 4plex.