Lets break it down this way.it is not ethical for a broker to write a loan for a borrower with one lender and locking it, then have the broker submit the package to another lender and locking it because rates drop.so with that said, no i don’t think it’s right for the borrower to do so even if there is a substantial difference.

Matt - buy and hold deals that are under $50k are difficult to get long term financing on, as such, you may want to concentrate on owner carried opportunities when purchasing these types of properties.Small local banks may offer you a commercial loan to cover a package of homes (assuuming you have or will have several), but even that has become more scarce in this lending environment.

Currently one package unit handles both apartments, a throwback to when it was one apartment before I split the bottom into two equal sized units.Corporate tenants expect good things, so I have to give them separate control, which either means adding another package unit and splitting the old rusting ductwork, or putting in a mini split system, which I figure will be more efficient I guess my question is, in a house with not much insulation, would a mini split more efficient than a package unit for a person like me who is paying all the bills?

Just food for thought.

This weekend 7/22/16-7/24/16I am looking to see if anyone wants to sell their extra seat if they bought the 2 person package (which is the same price as 1 person right now.$497)If you are interested in going and do not have a ticket yet we could split the cost and purchase together. the event is located in Phoenix Arizona 7/22/16-7/24/16 this weekendAZREIA had great early bird specials that I could not commit to, so the price has gone up significantly. 

A realtor that I recently networked with mentioned he has a client that wants to buy a house in the market I live in but the client is currently out of state and is waiting for a moving expense package from his job to purchase the property.

We talked a lot about real estate and family, but we forgot to talk about the food scene.  

Home prices at the moment are a shade above my price range, but I'd love to think of creative ideas, loan packages, etc that might be able to get me into one of those homes.

It seems that already even a simple meal from a subway or fast food restaurant has increased quickly even in the past year.

I noticed there were hot plates in the house to cook food on the unit that is rented... low and behold they didn't pay their gas bill so they don't use the stove.