You might be able to find a DSCR lender to work with.My 2 cents,Mike

There you will find 'lenders'.

If you’re facing a situation of non-payment or late payment, start by communicating clearly with your tenant about the situation.

Located in: Trenton, NJ *******************************My understanding is that technically, No, that would still give the lender the option to enforce the due on sale clause (DOS) and accelerate the loan.

And by the way your balance increases with non payment. 

I’d recommend getting terms from private and hard money lenders.

Many agents are lazy and do not take the time to add photos that illustrate unique characteristics, incorrectly add the unit numbers, bedroom count, or fail to verify the square footage that could be greater than the public records the MLS autopopulates. 4, Many MLS properties are listed under the incorrect categories (multi-family under the residential section, multi-family under commercial etc.). 

I can also recommend a fellow investor/lender and a hard money lender too depending on your exit strategy.

This means there can be no non-owner employees working more than 1,000 hours per year. 

Some want non-descript very basic properties in older neighborhoods.