The current market value is approximately $370,000 giving me about $200k in equity. 

My plan, depending on the condition of the property, will be either a conventional 5% down loan or a fix-and-flip loan.

And anyone can earn 3-4%+ minimum in savings account or money market (or treasury bond) with zero risk.

I bought it at the peak of the market. 

I'm ready to buy but according to Financial Times, markets are predicting 1 full percentage drop in rates this year.

Completely not interested in having jerks and dealing with them.Please do not advise to have a property management company as I will not.I only have a few units and I have a full time job so this is a passive income.My rent prices are slightly below the market value.I live in Tennessee.Thanks

Do they qualify for a DSCR loan with estimated market rents (use long term average rents, not suped up STR or MTR rental income to be safe).

I wanted to get a temperature feel from the SFR investors out in the Racine and Kenosha markets.

As a real estate agent and seasoned short-term rental (STR) host with over seven years of experience, I've seen the STR market evolve, especially post-2021, where competition is at an all-time high.

I've been searching on Zillow to see what's out there and in what condition—targeting Class B in a decent area with a focus on cash flow.