But, depending on the size of your portfolio (more than 5 units ish), ask your agents to look at this as a commercial policy and be creative and they should be able to give you a few separate options that can save you especially if they provide a shared liability policy.  

I'm looking to get creative..Any ideas guys???

I used to bend the rules and be "Creative" to try and get tenants into the properties...

I would like to start with purchasing my first home and I want and need to be creative.

Agents RARELY Invest Themselves.Therefore, finding an agent who actually invests (especially creatively as in wholesaling, owner finance, etc) is rare.When you do find one, then they are of extreme value to keep around! 

Once that bubble popped I ended up in Corporate America which has not been bad just not very fulfilling.I was able to still work some real estate as a small percentage partner.  

The free seminar was great as it got me excited about Real Estate investing and introduced me to creative real estate investing. $1999 for the 3 day course however, can be used to invest in properties.

say I have a seller under contract who is willing to owner finance for a few years with a down payment, then balloon.  How much harder is this deal to pass onto investors?  Coming from no experience, it seems like a l...

My father in law has built and rehabbed homes for 30 years, so we have a pretty good handle on the construction part of the equation, but there is always something to learn.We are lacking in knowledge around finding/analyzing deals, structuring deals/creative financing...etc So that is where I plan to focus my time right now on BP while we are still under construction on our first deal. 

Not having the cash just ups the bar on how creative you have to be to put something together.