Real Estate is one part of the game but what's more important is it's a safe environment to learn how to set up your financial statements for your business.  

These program are built on top of Excel so that you have a familiar environment to work in, but they are not simply spreadsheets.

There's over dozen varieties of game and non-game fish in the rivers."

Has anyone thought about what a permanently low interest rate environment looks like?

They believe the kids would get alot more out of doing these activities in an actual house opposed to a classroom environment trying to replicate a house.

I didn't feel stupid at any time and it is actually someone I wouldn't mind going on a fishing trip with or come hang out at the family BBQs.  

great idea, except in modern environment, seems to be impossible to budget as there are so many unknowns given current political and economical  environment.  

My question is, if an experienced agent mentions 20% down requirement, is it just that he is fishing to see if we're serious buyers or is there a downside to creative financing that some agents don't want to deal with?

To be honest, it sounded like a "boiler room" type of environment with little to no emphasis being placed on facetime with clients or learning about ones area by being in the field. 

Again I believe the bubble in the stock market is directly linked to the abnormally long low interest rate environment the Fed has provided.