You need a job right away, and it sounds like you need more than one job. 

In my opinion, the Founder’s Letter written by Jonathan expressed values of: (1) Open Communication, (2) Actively Engaged Management, (3) Care for Each ClientAlthough RDU was stellar in getting me off the ground in my first real estate venture, about halfway into our relationship, I noticed that action on core values expressed in the Founder’s Letter began to wane.Most recent, after Hurricane Florence, I received a text message from Jonathan saying, “Your properties faired well during the storm”.

It sounds like rather than keeping loans against the properties (which was my general thought process) using the bank's money as much as possible and keeping mine for new deals, you're saying, pay off the loans and then establish LOCs against the equity. 

Stick with it not as complicated as it sometimes sounds-lots of ways to make a buck-and many more ways to lose one.

Vinyl planks sounds like the way to go.

Sounds like KW and the independent signed it allowing them access to their listings.

@Brook Rieman,He's a sex offender-- they are out there, it sounds like a low income area, so that's where they normally go.   

To me, it sounds like a no-brainer but I am also new to REI.

I know this may sound like me being lazy, but isn't the point of the calculator to save the time required to manually add numbers?

Currently it sounds like the sister had the loan and she has now passed.