Do a google or BP search on self directed Ira or Solo 401k for more info.Cheers, markYou can't rollover 401k while still being employed.

Remember, they might not pass your income requirements if they aren't employed yet.

We have a 401k and HSA account through an employer, and also an IRA.  

Most large Illinois Title companies have published rate cards which doesn't allow for bait and switch pricing.  

Rental income is passive if you're not a professional and therefore not subject to self employment taxes on your 1040. 

Since she is also gainfully employed, finding the free time will also be a challenge and additionally stressful for her.

I am self-employed, with reported income of thirty-something thousand.  

This is what can be done in Illinois: Answer the telephone, take messages, and forward calls to a licenseeSubmit listings and changes to an MLSFollow up on a transaction after a contract has been signedAssemble documents for a closingSecure public information documents from a courthouse, sewer district, water district, or other repository of public informationHave keys made for a company listingDraft advertising and promotional materials for approval by a licenseePlace advertisingRecord and deposit earnest money, security deposits, and rentsComplete contract forms with business and factual information at the direction of and with approval by a licenseeMonitor licenses and personnel filesCompute commission checks and perform bookkeeping activitiesPlace signs on propertyOrder items of routine repair as directed by a licenseePrepare and distribute flyers and promotional information under the direction of and with approval by a licenseeAct as a courier to deliver documents, pick up keys, etc.Place routine telephone calls on late rent paymentsSchedule appointments for the licensee (does not include making phone calls, telemarketing, or performing other activities to solicit business on behalf of the licensee)Respond to questions by quoting from published informationSit at a property for a broker tour that is not open to the publicGather feedback on showingsPerform maintenance, engineering, operations, or other building trades work and answer questions about such workProvide securityProvide concierge services and other similar amenities to existing tenantsManage or supervise maintenance, engineering, operations, building trades, and securityPerform other administrative, clerical, and personal activities for which a license is not requiredIn Illinois, an unlicensed assistant may NOT perform the following tasks:Host open houses, kiosks, home show booths, or fairsShow propertyInterpret information on listings, titles, financing contracts, closings, or other information related to a real estate transactionExplain or interpret a contract, listing, lease agreement, or other real estate document with anyone outside the employing licensee’s firmNegotiate or agree to any commission, commission split, management fee, or referral fee on behalf of a licenseePerform any other activity for which a real estate license is required

If the technician is employed by the manager and shows up to the job site and has neither smoke detector or battery stock on hand while attempting to charge the owner/tenant for the time it takes to go to the store and come back - that is negligent management. 

Also, I was self-employed, which if you’re self-employed you know what I’m talking about (it’s near impossible to get a traditional loan).