I've got to say it pees me off to some degree because I'm considering list my place next spring and spent about a year and a half getting the 500 SF home addition permitted not to mention $12,000 in permit fees and feel the sale of that place will reduce the comps to some degree.Question: Have you agents or buyers noticed this shift in your area?

Would that mean on paper that I am half owner of the house, but not technically in debt because the loan would not be in my name? 

The easiest way to get your foot in the door is to house hack - buy a single-family or multi-family home, live in one room/unit, rent the others, rinse and repeat a year later. 

The lender does not calculate the fact you have a partner and they pay half the costs!

This being a commercial property, the appraisal alone will probably run close to half my allowable plus long term fixed conventional terms won't exist. 

. - For about a month and a Half he and I spent our spare time doing renovations on the home - it needed some work and I had a grand vision. - In the middle of the renovations I got a call while I was at work in the Burn Center.

A few months into a new lease an IT professional tenant called me and said that half the lights in one room stopped working.

My belief is we hav'nt even seen half of it yet ( would love to chat about it if you're interested).

(3 bed 1 and a half bath)   I feel like the extra bedroom would equal more rent...  

I'm half way through to paying it off and it's right by Johns Hopkins Medical Center.