I will write another letter and have the bug guy come in again and maybe after all of that they will let me out of the lease without hurting my credit or rental history.

There's also the idea of buying one for cash and then opening an equity line of credit for the future?  

I just opened up a credit line backed by my first investment property.

Thanks for the warm welcome and all the tips!

I am in the process of getting financing from my credit union for $600k for 20yrs @ 4%.  

We cannot do conventional financing for at least another year and would honestly prefer to have a deal such as this being an owner-will-carry type situation where it is not on my credit (tying up my ability to purchase a house elsewhere).

Is rezoning a three unit to a four unit something I can reasonably pursue, and if so any tips on how to go about doing so?

If you have any tips or comments please feel free to share them with me!

Closing costs came in at 14% instead of the 5% I budgeted for and I'm going to have to put up cash I reserved for "pretty things" and cosmetic improvements to cover closing costs instead.I'm trying to figure out if I can finance some closing costs on a 203K loan since my lender wouldn't let me do a "lender credit" and take a higher interest rate on a 203K.

Matrix would not take it on, yet they have been willing to guide me with my questions and their advice and I learned so much from my first deal, that it just helped me lock up this one.And yes, it was not my money, credit, forms, or solely my personal knowledge.